Sunday, July 19, 2009

On Life Insurance

I really didn't want to think or even plan for a future without my parents because I don't know what I would do without them. But my mom had done preparations for the unexpected and had somehow given me a blanket of protection against possible bankruptcy if ever one of my parents pass away unexpectedly.

I sat there listening to their conversation with a life insurance agent at our dinner table. I felt like it was a re-enactment of the Last Supper. My mom wanted to provide me and my brother assurance and protection against whatever might happen. We won't be left with nothing, we will be entitled to a lump sum of money that will help pay for our entire mortgage and provide us with financial stability.

Although I am very uncomfortable with this topic, it is a must. We have a lot of debt right now because we just bought a new house and car and my parents are earning just enough to pay for our debts and put food on the table. So it's still best to plan ahead for everything... even the unexpected and unwanted events.

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