Saturday, January 31, 2009

Financial Headaches...

I hate having to worry about money. Ever since I've started earning my own money I started having troubles with my financial profile. I mean now I have to worry about paying bills, saving for future expenses, and keeping my credit score and credit history clean so that I can get future loans for my university (and maybe a car).

I wish we could live without having to worry about money.... but I have learned some things during these past few days and they are:

> Never lend anyone money unless you're willing to accept that you'll never get it back.
> Be thrifty... Spending a few dollars here and there could lead to several hundreds of dollars at the end of the month.
> Use your credit card wisely... you have to pay for it at the end of the month.

But I guess that I have been pretty good at keeping my financial profile clean because my bank just gave me a $250 increase on my credit limit so this gives me more spending money during rainy days (emergencies).

Well I still have 7 months before I get to go back to University, so until then I'm going to work hard so that I can earn more money.

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