I Love Credit Cards

For me credit cards are a gift from heaven! There are several occasions where I was really glad I had my very own credit card. From online purchases, to equipment rentals, and even when I'm short on cash the credit card has proved that it's more than just a plastic: it also serves as a security blanket. I mean there are several establishments that require you to have a credit card on you so getting one is a definite yes. Plus with the help of a credit card, you can establish a great credit history that will help you towards future purchases like a car or house.

But there are several credit card provider out there and finding a credit card that will fit your needs is a must because not every kind of credit card is right for you. Viewing credit card reviews is one way of making sure that you are getting the right kind of credit card for you and that you are gettign it from a credit card provider that offers competitive interest rates.

So if you're a student like me looking for a way to finance your education, a person who is trying to establish a credit history or have bad credit history, or want to give a prepaid credit card to someone as a gift, there is a credit card just for you.

Home Sweet Home

I was on Facebook a while ago and I posted this status:

Edgar Vincent Bautista is thinking why the hell am I in Canada?! I should have stayed in the Philippines. Who cares about money if your not happy.

I'm glad that several people feel the same way and that I am not alone. I forgot that I have friends and people who share the same fate as me. We were uprooted from our lives and forced to live here in Canada/US without any choice.

Well as all of them said we cannot change our past and all that we can do is find happiness in our new home. Sooner or later we can reap the fruits of our hardwork and maybe then we can spend our retirement years back home in the Philippines.

Right now I am looking forward to getting admission to MacEwan for my nursing degree and just recently one of my goal is to get ourselves our very own home here in Edmonton. Living in a condominium is fine but having your own place that you can truly call your own is better.

I just came home today from Sherwood Park were we viewed a showhome. The real estate lady was very accomodating and it was very generous of her to offer us a ride to save gas and all since Sherwood Park is several minutes away from our home.

I just hope that our mortgage specialist from the bank is able to pull some strings to get us pre-approved for a house in the range of $350,000 to $400,000. Right now my mom was thinking if it was a right move to have bought us a car because our mortgage specialist said that we could have been approved for a $500,000 home if we didn't have our car. So should we sell our car? Nah! I love our car and it already has some sentimental value for me, it's our baby.

We weren't planning on buying a house this year but since the interest rates are lower and the house prices have plummeted drastically this might be the best year to buy a house since the economy might improve soon. Plus our rent for the condo has increased. Were like paying for a monthly mortgage already so why not pay something towards ownership right?

Right now all I can do is think positive and look onwards with a bright attitude.

Strengthening the Canada Immigration Laws

Just recently a 44-year old man, a father of 2, died at the hands of a lowlife at a spa here in my neighbourhood, Millwoods. Duane McArthur was a real hero as he fearlessly sacrificed his own life for the safety of his wife and other people at the spa. The perpetrator, Pierre Kabema Ilunga, an 18 year old immigrant from Congo wasn't interested in money and was just out on a killing spree. Justice may have been served as this lunatic killed himself when he was cornered by the Edmonton Police.

I am quite angry because first of all, these kind of people shouldn't be tolerated. How on earth did he get hold of a gun? This just shows that crime is on the rise here in Edmonton and I don't want to live in a gang infested neighbourhood.

Second, I am angry at the fact that this pathetic excuse of a human being has brought upon more stereotypes of immigrants like myself. FYI: Immigrants here in Canada are not treated like royalties, we like other Canadian Citizens pay taxes and have to work for a living. Immigrants are not given any "stimulus package" or anything and we have to rely on our own pockets to survive. We also pay the same taxes as Canadian Citizens do so we also deserve the rights and benefits that citizens have, except the voting part of course because that is already a given fact.

But whatever race, color, nationality, or whatsoever of the murderer is he is still a murderer and deserves no pity or condolence or whatsoever. He may be a child soldier in the Congo or what ever people are saying but that doesn't give him the license to kill.

I hope that this serves as an eye-opener to the Edmonton Police and the government that a change should be implemented to keep guns, drugs, and gangs from infesting our neighbourhoods.

Deer Repellants

It is a well known fact that we are not the only ones that live on earth. We share the world, our home, with other creatures and animals and an absence of one leads to a disruption in the balance of the ecosystem.

Even if we have to share our environment there are places that we want animal-free just like in our backyard. Imagine, we paid thousands of dollars just to hire a landscape designer and we worked hard to plant flowers since its already spring. Then the following day we find the flowers and foliage were completely ruined and the barks from our trees were stripped! We were about to call the police because we thought it was vandals but we learned from a neighbour that it must have been deer from the nearby forest.

Our neighbour was kind enough to give us advice and told us to get some deer repellants. She highly recommended the Havahart brand since that is what she uses in her backyard.

So basically the Havahart products works by harmlessly repelling deer by making use of the deer's strong sense of smell. The repellants have an active ingredient that is very pungent to deers but is completely odorless to humans when dried.

So our backyard is now restored to its former glory and we won't have to worry about deer gnawing down on our plants anymore thanks to Havahart.

Unreliable

It sucks when you have parents who are very unreliable at times that you feel so alone and helpless. Although my mom does care about me a bit she is more interested in the life and future of my brother and disregards my life because she thinks that I am responsible enough and independent.

My father on the other hand is a complete douche bag. He has always been so unreliable. I remember when I was a kid about 4 or 5 years old, he left me alone at home to show some girl around the neighbourhood and I was looking around for him and I tripped and hit my jaw on something sharp and I was bleeding. It was a good thing that my neighbours were so kind to me that I didn't even knocked. I just barged in there in there home and they fixed me up. Oh did I tell you that I was abused as a child, beating me up and verbally assaulting me? So you can't blame me if I hate him so much.

And the latest incident that happened that really pissed me off was when he "forgot" to pick-me up and I had to wait for 20 minutes for him. It was ok if there was traffic and my work was far from home but my work was just a walking distance from home. I wanted to walk home but my mom insists that I be picked up by my unreliable father... my life sucks...