Wednesday, April 23, 2008

Escaping from Debt

I have been watching some TV shows lately and I have noticed that some kids or even the kid-at-heart find shopping as a favorite pass-time. Well I have nothing about shopping since I too love to shop but I only shop when I have the money. What I have noticed is that some people shop and shop until they drop using their credit cards.

Oh yes I have always loved the great power of this plastic that could buy you everything you $desired in the mall with one swipe. I remember the first time I bought anything with a credit card (not mine, my mom's) and that was my laptop. Being able to buy anything is a great adrenaline rush.

But reality check! You have to pay for all of the things you've bought later. And this is where hell breaks loose. Some people even have multiple credit cards and when the credit card statement arrives, you sure wish you had another credit card to get out of this mess. One keeps using their credit card and what they're earning can't meet all the cost that they have incurred and where does this lead to? DEBT! Piles and piles of debts.

So how do we find debt relief? Simple, through debt consolidation. Yup that's right, you get a loan to pay up all your debts and other several loans. So if you want to improve your credit roles and stop all those pesky calls from the people you owe money to then better find yourself a debt consolidating agency that could bring you your own debt relief.

PayPal Dilemma

Awe what a sad day this has turned out to be. SponsoredReviews told me that they had sent me $27.95 to my PayPal account but guess what? No payment was received. So I checked my PayPal e-mail that I have stated on my account at SponsoredReviews and my PayPal Address had an additional letter! What? I then panicked and e-mailed that address only to find that the address was not registered to anyone. So I decided to claim that e-mail address and add that e-mail to my PayPal account hoping that my payment would be forwarder to my account but I still don't see any money coming in.

Sure $27.95 may not be that big but it's still money and that could cover one year subscription payment for my new domain. Oh well I have already contacted PayPal and SponsoredReviews about this matter and hope it gets resolved soon.

But one question that bothers me is how in the world did my PayPal e-mail change? I thought I was hacked or something. Guess I have to change my passwords again. If ever I don't get to retrieve that $27.95, well I just have to live with that fact and move on with my life.

As they say, bad things are always replaced with good and vice versa. This balance in life thing is sure is hard to understand.

Being A Teacher Is Hard

Boy, I have said this before but I'll say it again, being a teacher is so freaking hard! I wanted to be a teacher before but now that I'm experiencing one role of a teacher I'm having second thoughts. Yup I did plan on becoming a clinical instructor (CI) some day but I'm having second thoughts right now.

No I do not have a part time as a teacher at some university (because I'm not qualified, Lol). I'm helping my mom with her checking of papers because she's a part-time professor at a local university teaching basic accounting. And checking accounting test papers is so tiring! I hve to check each entry one by one to check if they got the total correctly and that it didn't appear on it's own. I still have 3 days to check them and I guess I'll divide my work on those days to preserve my sanity.

I hate doing so many things at a time. I used to multi-task but I realized that it's best to focus on one activity so that you'll finish more than end up with many unfinished projects/activities. I have my blogging, my new domain to finish, my checking, and guess I have to eat in between too. Wished a day had longer hours so that I could get more finished.

Another New Car

One thing that still confuses me is that a lot of people are saying that the economy is getting bad and all but then here comes my cousin who just bought a new Ford Ranger after he was fed up with his old Mazda car. Here's a pic of his new baby:


Ain't it a beauty? I'm so jealous. Anyway I told him that he should better get a car insurance since you know how it is with robbers. The better looking the car the higher their motivation is to steal. In the US alone, cars get stolen every 26 seconds so one should really be safe than sorry and get a car insurance. I googled car insurance and a lot of companies showed up. You should really get auto insurance quotes so that you'll get an auto insurance that can guarantee your assurance and peace of mind that whenever there's anything that happens to your precious car, you are insured.

And if you're looking for auto insurance quotes within near your area you might want to check out carinsurancerates.com. They have free quotes for any vehicle anywhere in just 5 minutes. Cool huh? I'm sure that you'll find everything you need about car insurance there.

Tuesday, April 22, 2008

Please Support David Archuleta

Please support David Archuleta and vote for him on American Idol. Why would you vote for him? Well his songs below would be very good reasons enough why he should be the Next American Idol 2008. Hahaha! I really am a fan. In fact I even joined archuletafans.com to prove that I'm a die-hard fan of David A. So if you have ODD (Obsessive David Disorder) please support him by buying his songs on iTunes and don't forget to vote for him! ^_^

Angels - David Archuleta (My favorite)







When You Believe- David Archuleta







Smoky Mountain Memories - David Archuleta







We Can Work It Out - David







You're The Voice - David Archuleta







Angels in the Alleyway - David Archuleta (I Love this song too)








And here's David Archuleta's performance at the Top 6! He sings Think of Me and I haveto say that he did an excellent job making the song his own and for creating a pop ballad song.